Welcome to Morgan Fidelity Associates, Inc. ("Morgan Fidelity Associates," "we," "our," or "us"). These Terms and Conditions ("Terms") govern your use of our Final Expense insurance websites, online forms, landing pages, telephone services, text messaging services, and related services (collectively, the "Service").
By accessing or using the Service or submitting information through our website, you agree to these Terms and our Privacy Policy.
Morgan Fidelity Associates provides consumers with information and assistance regarding insurance products and services, including Final Expense life insurance.
We may help consumers learn about insurance options and connect with licensed insurance professionals.
Morgan Fidelity Associates is not an insurance company. Insurance products are issued by third-party insurance carriers and are subject to eligibility requirements, underwriting guidelines, policy terms, limitations, and exclusions.
Submitting information through our website does not guarantee eligibility, coverage, or issuance of an insurance policy.
When using the Service, you may provide information such as your name, telephone number, email address, ZIP code, age, insurance interests, and other information related to your request.
You agree to provide accurate information and confirm that you are authorized to provide the contact information submitted.
For information about how we collect, use, and disclose personal information, please review our Privacy Policy.
Depending on your request and the permissions you provide, Morgan Fidelity Associates may communicate with you by telephone, email, or text message regarding insurance products, services, and your request for information.
Where you separately provide consent, communications may also include marketing and promotional messages.
Consent to receive marketing calls or text messages is not a condition of purchasing any product or service.
Program Name: Morgan Fidelity Associates SMS Program
By separately selecting the optional SMS consent checkbox on our website, you agree to receive recurring automated marketing and promotional text messages from Morgan Fidelity Associates, Inc. at the mobile number you provide.
Messages may include information about Final Expense insurance options, follow-up regarding your request for information, promotional offers, and related service updates.
Message frequency varies. Message and data rates may apply. Consent is not a condition of purchase.
To stop receiving text messages, reply STOP at any time. You may receive one final message confirming your opt-out. Text STOP to cancel at any time.
For assistance, reply HELP or contact us at [email protected].
You must be at least 18 years of age to opt in and receive text messages from us.
Carriers are not liable for delayed or undelivered messages.
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties.
Message delivery may be affected by your wireless carrier or network availability. You represent that you are the account holder or authorized user of the mobile number provided.
Information provided through the Service is for general informational purposes only and does not constitute a binding offer of insurance or guarantee of coverage.
Insurance products, rates, coverage, benefits, and eligibility vary by carrier and individual circumstances. All insurance products are subject to the terms, conditions, underwriting requirements, and approval of the applicable insurance carrier.
The terms of any issued insurance policy will control in the event of a conflict with information provided through the Service.
Your use of the Service is also subject to our Privacy Policy, which explains how we collect, use, and disclose personal information.
Privacy Policy: https://finalexpensequote.seniorbrokersofamerica.com/privacy-policy
The Service may provide information about insurance products and services offered by third-party insurance carriers and other providers.
Morgan Fidelity Associates does not issue insurance policies or guarantee that any consumer will qualify for a particular product, rate, benefit, or coverage amount.
Third-party products and services are subject to the terms and policies of the applicable provider.
You agree not to use the Service for unlawful or fraudulent purposes, provide false or unauthorized information, interfere with the operation or security of the Service, or attempt to gain unauthorized access to any system or network.
The Service and its content, including text, graphics, logos, design, and other materials, are owned by or licensed to Morgan Fidelity Associates and are protected by applicable intellectual property laws.
You may not reproduce, distribute, modify, or commercially use our content without prior written permission.
The Service and its content are provided on an "as is" and "as available" basis.
To the fullest extent permitted by law, Morgan Fidelity Associates does not guarantee that the Service will always be uninterrupted, error-free, or completely accurate.
Morgan Fidelity Associates will not be liable for indirect, incidental, special, consequential, or punitive damages arising from the use of, or inability to use, the Service.
We may update these Terms from time to time. Changes will be posted on this page with an updated revision date.
Your continued use of the Service after changes are posted constitutes acceptance of the revised Terms.
These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles.