Privacy Policy

This Privacy Policy explains how Morgan Fidelity Associates ("Morgan Fidelity," "we," "our," or "us") collects, uses, shares, stores, and protects personal information obtained through our websites, landing pages, advertisements, quote request forms, telephone conversations, SMS communications, email communications, and other interactions related to insurance products and services.

1 Information We Collect

We may collect:

• Personal identifiers (name, address, email, phone number)
• Date of birth, age, ZIP code, gender, and insurance preferences
• Information submitted during quote requests or applications
• Call recordings where permitted by law
• Device information, browser type, IP address, cookies, advertising identifiers, and website activity
• Information received from licensed insurance carriers, marketing partners, or lead providers with appropriate consent.

2 How We Use Information

We use information to:

• Respond to requests for insurance information or quotes.
• Match consumers with licensed insurance professionals.
• Verify eligibility for insurance products.
• Contact you by phone, email, or SMS regarding requested products.
• Improve our website, advertising, and customer experience.
• Prevent fraud and protect our legal rights.
• Comply with applicable federal and state laws.

3 SMS & Telephone Communications (TCPA)

By submitting your information, you expressly consent to receive calls, prerecorded or artificial voice messages, and SMS text messages from Morgan Fidelity Associates and its licensed insurance partners regarding insurance products, even if your number appears on a federal or state Do Not Call registry. Consent is not required as a condition of purchasing any product. Message frequency varies. Message and data rates may apply. Reply STOP to cancel or HELP for assistance.

You must be at least 18 years of age to consent to receive text messages from us.

Carriers are not liable for delayed or undelivered messages.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties.

4 Email Communications

With your consent or as otherwise permitted by law, we may send marketing emails, policy information, reminders, and educational content. You may unsubscribe at any time using the unsubscribe link or by contacting us.

5 Cookies & Advertising Technologies

Our websites use cookies, pixels, and similar technologies including Google Analytics, Google Ads, Meta Pixel, Microsoft Advertising, and other analytics providers to:

• Measure website traffic
• Attribute advertising performance
• Improve website functionality
• Build remarketing audiences
• Personalize advertising

You may disable cookies through your browser settings, although some website functionality may be affected.

6 Information Sharing

We do not sell personal information for monetary compensation.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties.

We may disclose information to:

• Licensed insurance agencies and carriers
• CRM, hosting, cloud storage, and communication providers
• Payment or identity verification providers when applicable
• Marketing and analytics providers
• Government agencies or law enforcement when legally required
• Successors in the event of a merger or business transfer.

7 Your Privacy Rights

Depending on your state of residence, you may have rights to:

• Know what information we collect
• Access your personal information
• Correct inaccurate information
• Request deletion of eligible information
• Obtain a portable copy of your information
• Opt out of targeted advertising or certain data sharing

California residents may exercise rights under the CCPA/CPRA. We will not discriminate against you for exercising your privacy rights.

8 Data Retention

We retain personal information only as long as necessary to provide services, comply with legal obligations, resolve disputes, enforce agreements, and maintain required business records.

9 Data Security

We implement administrative, technical, and physical safeguards designed to protect personal information. While we use commercially reasonable security measures, no transmission or storage system can be guaranteed 100% secure.

10 Children's Privacy

Our services are intended for adults seeking insurance products. We do not knowingly collect information from individuals under 16 years of age.

11 Third-Party Websites

Our website may contain links to third-party websites. We are not responsible for their privacy practices and encourage users to review their privacy policies.

12 Policy Updates

We may revise this Privacy Policy periodically. Material changes will be posted on this page with an updated effective date.

13 Contact Us